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NON-RESIDENT INDIAN / PERSON OF INDIAN ORIGIN

 

Guidelines for PAN applications

A non-resident Indian (‘NRI’) can apply for PAN by submitting the Form No. 49A along with the requisite documents and prescribed fees at the PAN application center of UTIITSL or NSDL. He can also make an online application through the website of UTIITSL or NSDL.

 

How to determine that an Individual is NRI ?

‘Non-resident Indian’ is an individual who is a citizen of India or a person of Indian origin and who is not a resident of India. Thus, in order to determine whether an Individual is a non-resident

 

Income exempt from tax

 

Following incomes are exempt from tax in the hands of a Non-resident Indian (NRI):-

  • Interest on notified savings certificates issued before 01-06-2002 by the Central Government if it is subscribed in convertible foreign exchange remitted from a country outside India [section 10(4B)]
  • Interest on notified bonds (notified prior to 01-06-2002) purchased in foreign exchange (subject to certain conditions) [section 10(15)(iiad)​]​
  • Interest on bonds or securities notified before 01-06-2002 by the Central Government including premium on redemption of such bonds [Section 10(4)(i)]
  • Interest on money standing to the credit in a Non-resident (External) account in India [Section 10(4)(ii)]
  • Interest on Rupee Denominated Bonds (as referred to in Section 194LC) issued outside India during the period 17-09-2018 to 31-03-2019 by an Indian company/business trust [Section 10(4C)]
  • Income accrued or arisen or received by specified fund which is attributable to units held by a non-resident (not being a PE in India) or to the investment division of offshore banking unit (subject to certain conditions) [Section 10(4D)]
  • Transfer of non-deliverable forward contracts entered into with an offshore banking unit of IFSC which commenced operations on or before the 31st March, 2024 and fulfils prescribed conditions [Section 10(4E)]
  • Income on account of leasing of aircraft in a previous year, paid by a unit of an IFSC unit as referred to in Section 80L(1A), if unit has commenced operations on or before the 31st March 2024 [Section 10(4F)]